Vandalism Endorsement

What Does Vandalism Endorsement Mean?

A vandalism endorsement is optional coverage that can be added to a property insurance policy. It covers intentional damage to property caused by criminal acts, including graffiti and damage resulting from forced entry. Buildings, such as commercial properties and schools, that remain unused for extended periods are more likely to require this type of coverage due to their increased vulnerability to vandalism.

Insuranceopedia Explains Vandalism Endorsement

Insurance policies vary significantly in terms of coverage and cost. Given the unique needs of individuals, businesses, or other entities, it is common to add endorsements or riders to a policy to enhance and customize coverage. Adding a vandalism endorsement, like any other endorsement, requires the payment of an additional premium.