Wrongful Death
What Does Wrongful Death Mean?
A wrongful death occurs when a person’s life is lost due to the negligence or intentional actions of another party. In such cases, the surviving family members or loved ones of the deceased may file a lawsuit against the responsible party to seek compensation for various damages.
Insuranceopedia Explains Wrongful Death
Most wrongful death claims arise from deaths caused by accidents, malpractice, or other forms of negligence. Typically, the individuals seeking compensation for damages are the deceased’s spouse, parents, or children. The damages sought may include:
- Pre-death pain and suffering of the deceased
- Medical expenses incurred prior to death
- Burial and funeral expenses
- Lost income and benefits
- Lost services
- Loss of love and companionship
However, the awarded damages may not always provide sufficient financial security for the surviving family. Additionally, in the case of a natural death, the family would not be entitled to any compensation. This is where life insurance can provide peace of mind, offering financial protection for the policyholder and their family.
