SR-22
What Does SR-22 Mean?
An SR-22 is a certificate required by a court or local DMV for certain vehicle-related infractions. It must be filed before your driving privileges can be reinstated following an arrest and conviction for offenses such as DUI, reckless driving, driving without insurance, or other related violations.
Insuranceopedia Explains SR-22
Your insurance company files an SR-22 to inform the DMV that you have the necessary coverage. Keep in mind that you may need to pay a filing fee. If you currently lack auto insurance, you will need to request an SR-22 as part of your application.
Auto insurance companies generally charge higher premiums for drivers who require this document due to their risky driving history. Depending on the state, you may be required to maintain an SR-22 for up to 3 years, as long as you do not incur new violations during this period. If the SR-22 expires or is canceled, your insurance company must submit an SR-26 form.
