Certificate Of Creditable Coverage
What Does Certificate Of Creditable Coverage Mean?
A Certificate of Creditable Coverage (CCC) is a health insurance document that officially specifies the periods during which the policy provides coverage for the insured. It must be provided free of charge upon the policyholder’s request, either during the coverage period or within two years after the policy ends. Additionally, the insurer is required to issue the certificate when the insured loses coverage, becomes eligible for COBRA continuation coverage, or exhausts COBRA benefits.
Insuranceopedia Explains Certificate Of Creditable Coverage
Certificates of Creditable Coverage can serve various purposes, including legal matters or any situation requiring formal proof of health coverage. For instance, if a policyholder takes legal action against their health insurance company for failing to provide coverage during a period of obligation, the certificate can be used as evidence. Additionally, some individuals prefer to keep the document for personal record-keeping.
