Quarantine

What Does Quarantine Mean?

A quarantine refers to the strict isolation or separation of people, plants, or animals that have, or are suspected to have, a communicable disease in order to prevent its spread. In the context of insurance, health insurance may provide coverage for quarantine-related expenses, while travel insurance may include quarantine coverage in trip cancellation or interruption policies.

Insuranceopedia Explains Quarantine

Quarantine has become a significant issue for risk managers and insurers, especially health insurance providers, regarding its impact on coverage under health insurance plans. While most major medical policies that offer hospitalization benefits typically cover the medical costs associated with infectious diseases, these policies do not always explicitly mention this coverage. It appears that some policies include coverage, while others do not. Most travel insurance plans, however, include quarantine as part of the risks they cover.