At Fault

What Does At Fault Mean?

“At fault” means being responsible for a particular event or situation. In the context of insurance, it refers to instances where a driver causes an accident. Determining whether a driver is at fault can significantly impact whether the auto insurer will cover the accident.

Insuranceopedia Explains At Fault

In most cases, a driver is deemed at fault in single-vehicle accidents—for example, if they take a corner too fast and crash into a tree. However, drivers are often not considered at fault when they are following the rules of the road and another vehicle collides with them. If a driver is not at fault, the responsibility for covering damages usually falls on the person who was at fault. Insurance companies often handle these costs.