Resultant Damage
What Does Resultant Damage Mean?
Resultant damage refers to secondary damage that arises as a consequence of primary damage. For instance, if a tree falls onto a house, the impact would be considered primary damage. However, if the incident causes a pipe to burst, leading to flooding in the house, the flood damage would be classified as resultant damage.
Insuranceopedia Explains Resultant Damage
Some insurance policies include coverage for resultant damage, while others do not. Understanding this distinction is crucial before purchasing an insurance policy, particularly a homeowner’s policy. Water damage is one of the most common forms of resultant damage. It can be highly expensive, ruin numerous household items, and compromise the structural integrity of a home. Additionally, it can lead to mold growth. For these reasons, it is advisable to look for policies that provide coverage for resultant damage.