No-Fault Medical Coverage

Updated: 04 January 2025

What Does No-Fault Medical Coverage Mean?

No-fault medical coverage is a type of policy that covers losses regardless of who is at fault. This insurance is commonly purchased alongside standard auto insurance to cover medical expenses resulting from car accidents.

Insuranceopedia Explains No-Fault Medical Coverage

The primary and most obvious benefit of no-fault medical coverage is that it provides protection regardless of who is at fault for the insured event. Not all auto-related insurance policies offer this feature; some, for example, may only cover medical expenses related to a collision if the insured is not deemed responsible. By eliminating this concern, no-fault coverage offers the insured much greater peace of mind.

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