Medical Examination

What Does Medical Examination Mean?

A medical examination is a procedure in which tests are conducted at a hospital or medical facility to assess an individual’s physical condition. Some insurers require applicants to undergo medical examinations as a condition for issuing certain policies.

Insuranceopedia Explains Medical Examination

A medical examination involves assessing vital organs, such as the heart, liver, and kidneys, for defects and determining appropriate treatment or medication if needed. These examinations are conducted by a physician, often with the support of other medical specialists.

Insurance companies may require a medical examination before agreeing to issue certain policies. Negative results from the examination could lead to a denial of coverage.