Hundred Year Flood Zone

Updated: 05 January 2025

What Does Hundred Year Flood Zone Mean?

The Hundred-Year Flood Zone map identifies areas in the United States that are most likely to experience flooding. Property owners in these flood-prone areas are advised to purchase flood insurance.

Insuranceopedia Explains Hundred Year Flood Zone

The term “Hundred-Year Flood Zone” refers to the probability of an area experiencing a flood within a 100-year period.

The mapping is not solely based on past flooding events but also considers geographical features, such as proximity to bodies of water.

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