Preventive Benefits

Updated: 07 January 2025

What Does Preventive Benefits Mean?

Preventive benefits cover visits to healthcare facilities for tests and screenings designed not to treat or cure diseases, but to detect them early or prevent their development.

Under the Affordable Care Act, out-of-pocket spending and deductibles for these preventive services are prohibited.

Insuranceopedia Explains Preventive Benefits

Preventive benefits are provided at no cost under the Affordable Care Act.

Fifteen preventive services are included in this category, such as:

  • Type 2 diabetes screenings
  • Blood pressure tests
  • HIV tests

For women, 11 services are covered, including breastfeeding consultations and cancer screenings.

For children, 14 services are covered, including vision screenings and measurements for height, weight, and body mass.

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