Guaranteed Issue Rights
Updated: 18 January 2025
What Does Guaranteed Issue Rights Mean?
Guaranteed Issue Rights, also known as Medigap protections, is a law that prevents American insurance companies from refusing to sell additional health insurance to individuals who have Medicare or any of its variants.
Insuranceopedia Explains Guaranteed Issue Rights
Under the Guaranteed Issue Rights law, insurance companies are prohibited from denying coverage to individuals with Medicare who wish to purchase health insurance, even if they have pre-existing health conditions. Additionally, companies cannot charge higher premiums based on those prior conditions.
Synonyms
Medigap protections
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