Aviation Exclusion

What Does Aviation Exclusion Mean?

A clause present in many life insurance policies, the aviation exclusion states that the death benefit will be void if the insured dies as a result of an aviation-related accident unless they were on a regularly scheduled flight.

Insuranceopedia Explains Aviation Exclusion

This means that if the policyholder dies in a private plane crash or sustains aviation-related injuries while in a private aircraft, the beneficiary would not be able to claim the death benefit. Depending on the specific policy, the aviation exclusion clause may also list other excluded scenarios, such as death while parachuting from an aircraft or while traveling as a crew member, student pilot, or pilot.