Bodily Injury

Updated: 19 January 2025

What Does Bodily Injury Mean?

Bodily injury refers to any physical harm caused to any part of a person’s body. In the context of insurance, many policies provide coverage for bodily injury. This type of coverage is commonly offered by auto insurers and covers injuries caused by the policyholder to another person in connection with the policyholder’s automobile.

Insuranceopedia Explains Bodily Injury

Bodily injury liability insurance typically covers expenses such as hospital bills, ambulance fees, legal fees, and sometimes lost income for the injured party. Since accidents frequently occur on the roads, bodily injury coverage is an essential type of coverage for drivers. It is often offered alongside property coverage by auto insurers, as accidents can result in both injuries and property damage.

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