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Latest Home Insurance Articles

Personal Lines
Breaking Down Your Homeowner’s Insurance Policy, from Coverage A to Coverage E

Owning a home requires maintaining adequate homeowner’s insurance. However, many homeowners don't quite understand what adequate coverage really entails. So, they look…

By: Maurice Draine
Personal Lines
Water and Flood Insurance: 6 Things That Aren’t Covered

Many homeowners still believe that homeowner’s insurance automatically includes water and flood insurance. That’s simply not the case. If you haven't checked your…

By: Maurice Draine
Personal Lines
How Smart Devices Can Protect Your Home and Help You Save on Insurance

Technology has already changed the way we work and play, but new electronic devices can also change the way we protect our homes (see An Intro to Usage-Based Auto…

By: Charlene Royston | Owner
Personal Lines
The Seas Are Rising – Do You Need Flood Insurance?

If you own or are contemplating buying a house in an area prone to flooding, you likely have a lot of questions. Will your policy cover flooding? Will all kinds of…

By: David Hughes | Writer/Researcher
Personal Lines
Does Homeowners Insurance Cover Water Damage? 5 Different Scenarios

Water damage is one of the most common claims home insurance policyholders file. Burst pipes, leaking appliances, and flooded basements often lead people to discover the…

By: Daryl Meyer
Personal Lines
The 5 Basic Types of Home Insurance Coverage You Need to Understand

Homeowners insurance is a necessity for anyone who owns a house. But homeowners insurance can be a bit complicated—it's less a single type of coverage than a bundle of…

By: Daryl Meyer
Personal Lines
How Insurance Companies Calculate Your Home Insurance Premiums

Insurance involves the pooling of funds from many customers to pay for the losses that some customers may incur. The premium that is determined is based on the…

By: Intact Insurance
Personal Lines
An Introduction to Mobile Home Insurance

Unlike homes constructed on a foundation, mobile homes are built in a factory, transported to a site, and anchored to the ground for stability. These differences expose…

By: Charlene Royston | Owner
Personal Lines
Homeowner’s Insurance in the Wildland-Urban Interface

Wildfires are mostly associated with the dry American West (California, Arizona, New Mexico, Colorado, and nearby states). But changing weather patterns and, more…

By: David Hughes | Writer/Researcher
Personal Lines
9 Key Homeowners Insurance Terms You Should Know

Buying a home represents a major milestone and investment, and finding a homeowners insurance policy goes hand in hand with it. Before you settle on one, make sure you…

By: Insuranceopedia Staff
Personal Lines
Do You Need an MRTA Policy?

Banks sometimes require borrowers to purchase a mortgage reducing term assurance (MRTA) policy as part of a loan arrangement because it provides some form of security…

By: Insuranceopedia Staff
Personal Lines
Personal Property Floaters 101

Homeowners' insurance policies cover both the dwelling itself and the personal property of the insured. Some may expect theirs to fully cover all of their personal…

By: Marc Jorge Estrella

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