Latest Insurance Contract Articles
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The Insurance Business
The Key Elements of an Insurance Contract
Buying insurance usually forms the backbone of anyone's financial plan, offering some reassurance of financial stability should the "worst" happen. Life insurance,…
By: Mark Cussen | CFP, CMFC
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Personal Lines
When Your Insurance Company Won’t Pay (And What to Do)
According to a report put out by the Insurance Information Institute, in the first half of 2020, catastrophe-related property and casualty insurance claims totalled…
By: Janice Tober
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Personal Lines
Insurance Policy Exclusions that Might Catch You Off-Guard
It's a real horror story, one scary enough to keep you up at night. You pay your insurance premiums religiously for years and then your house floods, your car is…
By: Charlene Royston | Owner
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The Insurance Business
An Overview of Insurance Deductibles
You’ve almost certainly heard the word "deductible" before. If you're new to purchasing your own insurance, however, you might not fully understand…
By: David Hughes | Writer/Researcher
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The Insurance Business
Who Is a Named Insured?
You might have heard the term "named insured" if you've ever had a conversation about insurance with an insurance agent (if you haven't, see Insurance…
By: Maurice Draine
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Personal Lines
12 Disability Benefit Riders to Improve Your Coverage
According to a 2015 study by the Centers for Disease Control and Prevention, one in five adults has a disability.While government agencies do offer two types of…
By: Charlene Royston | Owner
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The Insurance Business
10 Insurance Terms You Should Know
There are so many insurance terms that you can fill an entire encyclopedia with them (and we did just that!) If you were to overhear insurance professionals talking…
By: David Rodeck
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Personal Lines
25 Key Personal Insurance Terms You Should Know and Understand
The personal insurance market is vast and the insurance decisions you make can have a significant impact on your financial protection and your long-term financial…
By: Bennett O'Brien | Freelance Writer
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The Insurance Business
Back to the Basics: The Key Components of Your Insurance Policy
When you read an insurance policy for the first time, the sheer volume of information can feel daunting. The answers to even your simplest questions can seem buried…
By: Claire Boyte-White | Vice President
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Personal Lines
9 Key Homeowners Insurance Terms You Should Know
Buying a home represents a major milestone and investment, and finding a homeowners insurance policy goes hand in hand with it. Before you settle on one, make sure you…
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The Insurance Business
Why It’s Not a Good Idea to Switch Insurance Companies Every Six Months
Everybody likes a good deal. It's ingrained in our DNA. You feel better when you believe you got a steal and no one wants to feel like they got overcharged. This is…
By: Maurice Draine
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Personal Lines
Condo Insurance 101
"Dominium" is a Latin word (modern spelling: "dominion") that means right of ownership. "Con" means together with. And so we get the term "condominium," or "condo" for…
By: David Hughes | Writer/Researcher
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