Latest Life Insurance Articles
-
Personal Lines
How Is My Life Insurance Premium Calculated?
Like most insurance, life insurance premiums and calculations can be pretty complicated to understand. It's not uncommon for clients to ask "how is my life insurance…
By: Jodie L Stauffer | CFP
-
Personal Lines
Term Versus Permanent Life Insurance: Which Should I Choose?
When shopping for a life insurance policy, it’s all too easy to get bombarded with different terms and concepts. So many options can lead to confusion and confusion is…
By: Aaron Moser
-
Personal Lines
Direct Recognition Life Insurance vs Non-Direct: Which Is Better?
When it comes to buying life insurance, the options and benefits can feel overwhelming and endless. In past decades whole life policies were often referred to as the…
By: Jodie L Stauffer | CFP
-
Personal Lines
Canadian Life Insurance Companies
Choosing a life insurance company might not seem like a big deal. However, it is important. It ensures your coverage fits your unique needs. For instance, many…
By: Jacques Wong
-
Personal Lines
How Does a Life Insurance Payout Really Work?
Life insurance seems like a pretty straight forward product. For some, life insurance payouts can be crucial for stabilizing a family's finances when the insured party…
By: Jodie L Stauffer | CFP
-
Personal Lines
Having a Baby? Here’s How Your Insurance Needs Will Change
A new baby will cause many changes to occur in your life within a short time frame. While most of these changes are fun and exciting, some are stressful, such as making…
By: Maurice Draine
-
Personal Lines
An In-Depth Look at Term Life Insurance
Buying life insurance continues to be number one on the procrastination list. I've worked with hundreds of families and that is often the case. There’s always an…
By: Hervin Pesa | CFP, RRC
-
Personal Lines
What Marijuana Use Means for Your Life Insurance
While estimates vary, the guessing is that some 35 million Americans are "regular" users of marijuana, regular meaning they smoke at least once or twice a month. With…
By: David Hughes | Writer/Researcher
-
Personal Lines
An In-Depth Look at Universal Life Insurance
In the world of life insurance, the Goldilocks of policies may be Universal Life insurance (UL). The available forms of life insurance range from term contracts to…
By: Maurice Draine
-
Personal Lines
The 10 Biggest Insurance Mistakes You Can Make in Your 20s
Remember when the hardest thing about money was figuring out how many weeks of your allowance you'd need to save to buy a Nerf Blaster?Now you know that money is a…
By: Maurice Draine
-
The Insurance Business
Insurance for Veterans: A Primer
If you're a veteran or active-duty serviceman or woman, the spouse or child of a veteran or active-duty serviceman or woman, or a cadet or midshipman at a military…
By: David Hughes | Writer/Researcher
-
Personal Lines
Life Insurance for Stay-at-Home Spouses: Wasteful or Prudent?
Life insurance policies are often touted as a good way to protect families after the loss of an income earner. But what about the stay-at-home spouses whose key…
By: David Hughes | Writer/Researcher
Stay informed with Insuranceopedia!
The world of insurance can be complicated. Subscribe to the Insuranceopedia newsletter and stay in the know! Access expert content, industry term definitions and answers to your questions from knowledgeable insurance insiders. Arm yourself with what you need to know to keep your assets and your family safe.