Latest Personal Lines Articles
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Personal Lines
Why You Need Disability Insurance
Most people are aware that they will need life insurance is something that most people are aware of and many people buy (find out The Perfect Age to Get Life Insurance),…
By: David Hughes | Writer/Researcher
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Personal Lines
6 Reasons You Need Renter’s Insurance
You might think, "I just rent my place and I don’t own much. Why would I need an insurance policy?" But the truth is you might need one more than you think, and you…
By: David Hughes | Writer/Researcher
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Personal Lines
Do You Need an Endowment Insurance Policy?
Like other types of permanent life insurance, endowment policies are a balance of security and investment. They provide reasonable coverage while investing your money…
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Personal Lines
An Intro to Insurance Sublimits
You may have heard about sublimits, especially if you recently discussed policy details with your insurer. Sublimits can have a significant effect on the coverage…
By: David Hughes | Writer/Researcher
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Personal Lines
A Look at Credit Insurance
Credit insurance is a risk management method as well as an insurance policy that pays off a policyholder's debt if they pass away, go into bankruptcy, or become…
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Personal Lines
Boat and Watercraft Insurance: The Basics
Do you own a boat? Are you shopping around for one? If so, you are likely to need insurance.This article will go over the basics of boat insurance, focusing on small…
By: David Hughes | Writer/Researcher
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Personal Lines
The Top Insurance Company Twitter Accounts Consumers Love to Follow
Insurance isn't exactly sexy. You probably didn't sign up for social media accounts and immediately start following insurance companies and agents. Maybe you did, but…
By: Maurice Draine
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Personal Lines
4 Signs You Need Long-Term Care Insurance
Health insurance can be a saving grace when it comes to paying for medical expenses. After all, a single surgical procedure can cost tens of thousands of dollars, and…
By: Bennett O'Brien | Freelance Writer
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Personal Lines
Auto Liability Insurance: How Much Is Enough?
Take a look at the declarations page of your insurance policy and you'll find a few limits listed. These limits are the maximum amount the insurance company will pay…
By: David Hughes | Writer/Researcher
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Personal Lines
9 Key Homeowners Insurance Terms You Should Know
Buying a home represents a major milestone and investment, and finding a homeowners insurance policy goes hand in hand with it. Before you settle on one, make sure you…
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Personal Lines
Life Insurance: Are Accidental Death Clauses Necessary?
An accidental death clause is a provision you can add onto life insurance policies to ensure your beneficiaries receive a death benefit in excess of the original amount,…
By: Reuben Ferrer
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Personal Lines
Do You Need an MRTA Policy?
Banks sometimes require borrowers to purchase a mortgage reducing term assurance (MRTA) policy as part of a loan arrangement because it provides some form of security…
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