Latest Personal Lines Articles
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Personal Lines
How Your Auto Insurance Rates are Determined
Have you ever stared at your auto policy documents wondering why your premium decreased or increased, or is the way it is and how the rate is arrived at?For people…
By: Judith Pila
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Personal Lines
How to Lower Your Health Insurance Rates
These days, everyone's mind is on their wallets, and we welcome any chance to save some money. At the same time, we all know that it's important not to skimp out…
By: Jacques Wong
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Personal Lines
Is Critical Illness Insurance Worth It?
The question of 'worth' or 'value' depends on many factors and varies from person to person when it comes to buying critical illness insurance. What you…
By: Jodie L Stauffer | CFP
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Personal Lines
Retirement: Here’s How Your Insurance Needs Will Change
So, you're getting ready for retirement; first of all, congratulations! After a lifetime of hard work, you're now ready to jump out of the rat race and enjoy the…
By: Jacques Wong
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Personal Lines
What Marijuana Use Means for Your Life Insurance
While estimates vary, the guessing is that some 35 million Americans are "regular" users of marijuana, regular meaning they smoke at least once or twice a month. With…
By: David Hughes | Writer/Researcher
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Personal Lines
An In-Depth Look at Universal Life Insurance
In the world of life insurance, the Goldilocks of policies may be Universal Life insurance (UL). The available forms of life insurance range from term contracts to…
By: Maurice Draine
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Personal Lines
How to Pick the Right Insurance Company
Most insurance companies sell the same products, but that doesn't mean they're all equal. It can be difficult to select which company you want to trust with the things…
By: Maurice Draine
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Personal Lines
Who Needs Umbrella Insurance?
One of the reasons we need an educational insurance resource like the one you're browsing now is that not every insurance term is clear and straightforward. Umbrella…
By: Jacques Wong
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Personal Lines
Parental Liability: When You’re Responsible for Another’s Actions
Children – even the best of them – can get themselves into trouble sometimes. Boys might throw rocks and it could result in someone getting injured or a…
By: David Hughes | Writer/Researcher
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Personal Lines
The 10 Biggest Insurance Mistakes You Can Make in Your 20s
Remember when the hardest thing about money was figuring out how many weeks of your allowance you'd need to save to buy a Nerf Blaster?Now you know that money is a…
By: Maurice Draine
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Personal Lines
10 Home Upgrades that Will Increase Your Insurance Costs
According to Home Advisor’s True Cost Report, 80% of homeowners intend to tackle home upgrades this year. Existing homeowners may want to increase their home’s value…
By: Charlene Royston | Owner
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Personal Lines
Infographic: 6 Steps to Collecting Burglary Insurance
Every 13 seconds, a burglary occurs in the United States. The average property loss? $2,251. That's why many homeowners opt for burglary insurance, a type of…
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