Latest Personal Lines Articles
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Personal Lines
Buying Insurance from a Non-Admitted Insurer: What You Should Know
The words "non-admitted" don't exactly inspire confidence. It can be enough to scare some people off, especially when they're purchasing insurance for…
By: Maurice Draine
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Personal Lines
Life Insurance for Stay-at-Home Spouses: Wasteful or Prudent?
Life insurance policies are often touted as a good way to protect families after the loss of an income earner. But what about the stay-at-home spouses whose key…
By: David Hughes | Writer/Researcher
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Personal Lines
5 Important Measures to Minimize the Effects of House Fires
According to the National Fire Protection Association, fires caused 12,775 injuries and 2,950 deaths in 2016. It was also responsible for over $7.9 billion in property…
By: Charlene Royston | Owner
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Personal Lines
Fireplaces and Wood-Burning Stoves: How to Use Them Safely and Keep Your Home Insurance Costs Manageable
There's nothing like a blazing fire to keep you warm and comfortable. But according to the National Fire Protection Association, every year there are more than 20,000…
By: David Hughes | Writer/Researcher
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Personal Lines
How to Insure Your Summer Home (and Other Seasonal Dwellings)
You might think that insuring a summer home is a breeze: just tack it onto your current homeowner's policy and you're good to go.Your insurer might even allow…
By: Charlene Royston | Owner
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Personal Lines
How to Pick the Right Insurance Agent
Everyone will need an insurance agent at some point.When you need protection for your first car or home, when you're looking for health insurance for your family, or…
By: Maurice Draine
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Personal Lines
How Auto Insurance Companies Value Your Car
If your car is totaled or needs expensive repairs after an accident, your insurance company will pay out a claim to help you replace or fix your vehicle. But it isn't…
By: Bennett O'Brien | Freelance Writer
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Personal Lines
Macroinsurance: The Future of Insurance Coverage?
Imagine having only one insurance policy that gave you all the coverage you need. One policy that takes all your risks and unifies them into one package.Imagine having…
By: Maurice Draine
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Personal Lines
Driving to Mexico? Here’s What You Need to Know About Auto Insurance
If you're based in the U.S. and you buy auto insurance, it will give you coverage throughout the country, its territories and protectorates, and even if you cross…
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Personal Lines
Fiduciary Liability: Do You Need Special Protection?
We've all heard tales of lawsuits that sound silly or far-fetched but are very much real. Whether it's a patron suing a restaurant for serving them hot coffee…
By: Maurice Draine
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Personal Lines
Your Complete Guide to Home Inventories
Preparing a home inventory isn't difficult, but it does take time. Still, it's well worth doing, and by following the tips in this article, you'll be able to…
By: Charlene Royston | Owner
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Personal Lines
How Your Life Insurance Can Affect Your (or Your Beneficiary’s) Taxes
When you're getting your affairs lined up, it's natural to wonder whether any portion of it won't make it to your heirs. After all, taxes take a bite out of most big…
By: David Hughes | Writer/Researcher
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