Aaron Moser
Qualified Associate Financial PlannerAaron is a qualified associate financial planner (QAFP) with ten years of experience working with individuals and business owners, nine with…
Our Editorial Team
Written and Reviewed by Insurance Professionals You Can Trust
Every article on Insuranceopedia is created by writers and editors with real-world insurance industry experience – licensed agents, certified financial planners, underwriters, and risk management professionals. We don’t outsource content to generalists. Our contributors know insurance because they’ve worked in it.
Our Process
Research
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Our Editorial Principles
What Guides Every Article We Publish
We Pursue Accuracy Relentlessly
Every article is fact-checked against authoritative sources - state regulations, carrier filings, and industry data. When facts change, we update.
We Create With Integrit
Our editorial content is never influenced by advertisers or partners. Reviews and recommendations are based solely on our independent analysis.
We Write For Real People
Insurance is complex — our job is to make it understandable. We avoid jargon, explain terminology plainly, and always write with the consumer in mind.
Content by Humans, for Humans
Every article is researched, written, and edited by real people with insurance expertise. We may use AI tools for research assistance, but a human expert always writes, reviews, and approves every piece before publication. We will never publish an article written by AI.
As Featured In
Our contributors' work and expertise have been cited by leading publications.
Our Position on AI-Generated Content
Insuranceopedia will never publish an article written by artificial intelligence. Our writers and editors may use AI tools to assist with research, data analysis, or brainstorming – but every article is written, fact-checked, and approved by a qualified human professional before publication. When insurance decisions affect your finances and your family, you deserve content created by people who understand the real-world consequences.
Leadership
Editorial Leadership
Our editorial direction is set by experienced professionals who ensure every piece of content meets our standards for accuracy, relevance, and consumer value.
BP
Bob Philips
Editorial LeadLicensed insurance agent with 15+ years of experience in property, casualty, and life insurance. Bob oversees all editorial content and ensures accuracy across every article we publish.
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Cara Carlone
Senior Editor
CPCU
Chartered Property Casualty Underwriter (CPCU) with 20+ years of experience in underwriting, portfolio management, and competitive analysis.
View profile →Expert Contributors
Licensed Professionals & Industry Specialists
Darrel Pendry
Co-Founder & Editor-in-ChiefMany business owners and their families are going without adequate protection and advice. Having experienced this first hand in his family,…
Hervin Pesa
CFP, RRCHervin is a Certified Financial Planner and a Registered Retirement Counsellor. In his previous roles, he taught the LLQP and eventually led…
Insuranceopedia Staff
Whether you're facing an insurance issue or just seeking helpful information, Insuranceopedia aims to be your trusted online resource for…
Jacques Wong
Insurance BrokerJacques grew up around the insurance industry and began actively participating in 2013. Since then, he has gotten a Level 2 license, won…
Jodie L Stauffer
CFPJodie Stauffer is an experienced Certified Financial Planner® and the owner of JL Stauffer Financial Consulting Ltd. Prior to opening her…
Judith Pila
Insurance BrokerJudith is an Account Manager with an insurance brokerage in Edmonton. She is also involved with the Insurance Institute of Canada as a Career…
Marc Jorge Estrella
P&C Insurance SpecialistMarc Jorge Estrella is an insurance professional with extensive interdisciplinary experience in the property and casualty insurance industry.…
Mark Cussen
CFP, CMFCMark has over 25 years of experience in the financial industry, and has worked with investments, insurance and mortgages as well as income tax…
Maurice Draine
Licensed Insurance AgentMaurice Draine is a former insurance agent, broker, underwriter tech, and agent sales support rep with over 15 years of professional writing…
Tiffanie Demasters
Commercial Insurance & Risk Mangement AdvisorTiffanie Demasters, PRIS, CIC, CRM is a Commercial Insurance Producer and Risk Management Advisor with 18 years of insurance industry…
Contributing Writers
Writers & Researchers
Our contributing writers bring specialized knowledge in insurance, finance, and consumer advocacy. Every contribution is reviewed by our editorial team before publication.